Our Services

You've spent your career in Pennsylvania classrooms, and you've been paying into PSERS with every paycheck. Now you're trying to figure out when to retire, you have critical questions to answer. You will have decisions about which pension option makes sense for your family, and whether you should take your lump sum or leave it in the system. These are decisions that will shape the next 30+ years of your life.

We work specifically with Pennsylvania educators because PSERS retirement planning requires detailed knowledge of the system. We help you understand your pension calculation, evaluate your survivor benefit options, coordinate your healthcare transition, and determine the right retirement date based on your complete financial picture. This is what we do every day, and we've built a process around helping educators make these decisions with confidence in what they mean for their actual lives.

PSERS pension can affect your Social Security benefits.  Understanding how these pieces fit together matters when you're planning your retirement income.

We help you coordinate when to claim Social Security and your school district healthcare coverage. Once you're eligible for Medicare, we work alongside you to enroll and explain your PSERS health option program, better known as HOP. These systems weren't designed to work together smoothly, but we can help you make decisions that account for all of them.

Your financial life includes more than your pension. You might have a 403(b) or 457 plan through your district, personal savings, IRAs, or a spouse's retirement accounts. These all need to work together with your PSERS benefits.

We help you build a retirement strategy that includes all your resources. That means looking at your tax planning strategies, investment allocation, income strategies for retirement, and estate planning needs. We want you to understand how each piece affects the others so you can make decisions that reflect your priorities and your timeline.